Here's the info from the Visa Checkout offer email...
Quote:
*Limit of one $10 credit per Kobo registered user between July 9 at 12:00AM EST and July 30, 2015 at 11:59PM EST (the Promo Period). Valid only in the U.S. on eBook and magazine purchases at Kobo.com using Visa Checkout as a payment method. $10 will appear as an account credit automatically in your Kobo account within 48 hours after check out. Offer not valid in conjunction with any other offer or promotion and cannot be used to adjust amounts paid on previous purchases. Discount value will not be refunded once purchase is complete. Rakuten Kobo Inc. reserves the right to change or cancel this offer at any time without notice. Visa Checkout is a trademark of Visa Int., and used under license.
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What's left of mine is still there, but I worry I should use the rest ASAP.