Little birdie.
I figured it is always best to be exact, but I cannot say I am hugely surprised. I had a minor lack of clarity when you said in the OP "I'm not interested in jailbreaking" -- could mean don't wanna, could mean hardware mods are intimidating.
There are guides posted here, in case you want to try your luck. Assuming one is good at following directions
carefully, you might gain a lot of peace of mind.