I will get a 505 for christmas and i will buy the 2 / 3 years protection plan for sure.
you find it here:
http://www.sonystyle.com/webapp/wcs/...151&langId=-1#
I made an insurance for my sons blackberry and my daughters motorola slider. my sons blackberry was returned without charges after in internal malfunction after 13 month - and my daughter gets a new phone today - was fallen down and the screen broke - for $40 deductible.
Just imagine, how much is a new screen, if you dump your reader.
I guess, that are 40 bucks well spent.
just my 2 cents
take care
Harry