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Do the Authors, Agents reap the near full amount of the difference between the consumer and Library prices? This is a use fee.
When I buy a 'site' software license, it typically only has a set per seat (system) or Per simultaneous connection limit. No date, no (total) use counts limits. I don't ever remember a 'Site' license increasing the 'per' charge over that of a single use.
Back in the days when a Librarian stamped the Due Date ON the checkout card pocket, there were way more than 16 stamps.
Are dead tree readers more careless?
Is the Library-bound grade Quality poorer?
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