Yep, US is still the only country that does Kindle checkouts. OTOH, it is (currently, Rakuten's purchase may change things) the easiest way to check out books.
Checkout on overdrive. Select Kindle format. A link to amazon.com opens up, offering to claim the book for your currently-logged-in Amazon account (or you can switch accounts).
Then sync your Kindle and download it the same as any purchased book. (Except you can't use the 3G on 3G Kindles.)
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