Hello again
First, thank you for your answers.
Jimm: I do download as epub. The settings in Generate Cover are at "default". All other entries are blank.
Here is a story I just downloaded
https://www.fanfiction.net/s/6233004/1/
And the result is this
http://sta.sh/07wmuvxxsws
Should I remove the settings from the personal.ini then?
Thanks again for having a look!