Thank you very much David for the encouragement and the help links.

I will look at the how-to link and download the file you PM'd to me.
Hope it works, crossing my fingers. I will post back here with results after a few hours of tinkering with it.
...... Update. I have great news!
I now have a working Kobo Glo 
Thank you so very very much for the SD card image. It was relatively simple to do by following the instructions in the link provided.
I did discover in this process that the SD card that was in the Kobo did indeed have problems with it. I could not image it, nor reformat it.
I had two extra SD cards here (a 2Gb and a 4Gb) and imaged both of them. I put the 4Gb in the Kobo, and it started right up. I put the 2Gb, same thing it started right up. The 2Gb, I put in the store box for safe keeping should I ever have this problem again. The 4Gb is in and Kobo has updated, loaded all 246 books and is working, YAY!
Thanks again. This is a great website for TONS of information. Glad I landed here, and will be cruising through often. TTFN!
PPS - sorry for long posts. But hopeful it will be helpful for the next person searching to fix theirs.