Quote:
Originally Posted by taustin
Apple's not innovating anything here, they're using ideas that have been around a while, and are already being deployed. They're a bit ahead of the curve in some says, and they're very good at making things that work well for the customer.
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With the exception of the phone based security mechanisms (TouchID and the Secure Element) the implementation is almost 100% designed by the financial guys, not Apple.
That's why it works with terminals already in place for the last two or three years.