Quote:
Originally Posted by taustin
If you use your debit card as a credit card (which is what I was talking about), it is a debit card so far as you are concerned. The money comes out of your bank account immediately, and if it's fraudulent, it's handled the same as if it were used as a debit card.
It's the best of both worlds for your bank.
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No it is not. The part where the money comes out immediately causes the issue. If you use your CC, then you can choose to not pay the whole balance off and wait for the charges to go back in case of fraud. Money gone out of checking, even if only temporary, is money gone that you can't use.