I use my credit card. My bank uses a second encrypted log in process for some countries, and India is one of them.
I've never had any problems, even when the books cost me 2 and 3 cents AUD.
Edit
You can also use a gift card there from memory. So you buy yourself a Gift Card (that you gift to yourself), in NZ or Aus or somewhere else that sells them, and then use that to buy books in Inda.
Others on here are quite expert at it, but I haven't had to buy them/use them.
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