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Well, technically you can still download Barnes & Noble books to your computer if you can get their old desktop Nook for/NookStudy apps for PC and Mac to work on yours. But it's a hassle and much more inconvenient than it used to be, and a bad decision by them, IMHO.
As for Kobo, they no longer openly tell you on the product page what format the book comes in, but if you Add Preview to Library, and then check your library to see if it says "ePub (DRM-free)" or "Adobe DRM ePub) under Download options in the book's listing, you can find out that way. But again, it was simpler and less of a hassle when they told you outright.
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