Quote:
Originally Posted by ilovejedd
Actually, not necessarily. Verizon started losing customers to AT&T and T-Mobile when the latter two introduced new plans with BYOD discounts so back in April 2014, they added BYOD discounts to their More Everything plans. On More Everything, it's $160 for 4 lines with unlimited talk, unlimited text and 10GB shared data so that comes down to $40 per line without any subsidies. Really not that far off from prepaid plans. 
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According to the More Everything page, that $160 (talk/text/data) plan only applies to Verizon Edge customers. All 4 phones are purchased at full retail price ($700+ ea) and paid for in 20 monthly installments ($35/phone = $140). You then add that price to the monthly More Everything plan of $160 for a total price of $300 per month.
Also, the monthly access fee for More Everything (talk/text) is the same whether you bring your device, pay full price, pay one-time subsidized price, or pay monthly subsidized price. So your best bet is to pay the one-time subsidized price.