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If I chose not to (and I don't) then I can skip the time consuming task of making regular backups of my data.
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That works until your company goes out of business like Books on Board. As far as dying, licenses are not transferable even by a will. What I had to do is use the password my friend provided me before his death and change the name on the Amazon account to my own. Then Amazon 'consolidated' the account by transferring e-content over to my account. This was in 2011. Who knows what they would allow now. Fortunately, for my sisters, not only have I downloaded books, stripped DRM and loaded into Calibre, but they also know where I store my passwords should they need them.