I spent a lot of time debating whether the added bulk of a case would be worth it for my Kobo Mini. I opted to go without. I thought it met its end when I realized the cap on the plastic bottle of tea I'd been drinking was loose when I dropped it into a plastic bag and my poor Mini had spent 20 minutes immersed.
I popped the cover off and let it dry for a couple of days before trying to power it on. Fortunately, it came up. It had one cycle of not wanting to turn on a couple of weeks later, but seems to have fully recovered.
I think the moral is: Buy an extended warranty with accident protection if you want protection against any eventuality, or live without and take your chances. I came so close to buying a replacement Aura that I'm OK living without insurance.
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