Quote:
Originally Posted by eschwartz
I would assume that is why they call you to check. And surely it is better to temporarily lose access so that in other situations you don't lose all your money...
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Not really. What if that had been my only credit card & I needed it to pay for my return home?
I agree that it's good that they call to check-I simply disagree that, when nobody answers the phone, they assume the card has been stolen. They should use some common sense. If it's being used out of state & nobody answers the phone at home then it's more likely the cardholder is on vacation than that it's been stolen. And having your card seized & destroyed in front of other customers is even more embarrassing than simply having it declined which is another option. If it had been declined I could have contacted the bank/credit card company to find out why-and cleared it for further use. Once it's been destroyed it doesn't matter whether I clear up the problem or not, I still can't use it for my return home.
Needless to say the first thing I did after returning home (fortunately I had another credit card) was close my account at that bank.