[Dhevi]

In light of recent events concerning a coworker/friend taking on a mortgage to become a homeowner, I've caught the bug thinking "why not me?"

A year ago when asked, I had great reservations. Still do. There's a lot of uncertainty involved when talking of a mortgage loan to buy your first home. I wasn't eager or ready then, but a lot has changed since.

I've established a better foothold at my job earning recognition and further compensation. I've taken on more responsibilities and have matured my work ethic. I applied for an advanced position, and though a better candidate was selected, my drive to rise in the company has not faltered or diminished.

I'm in a better position now, that owning a home as opposed to being a renter-for-life seems more than feasible.

Now begins the planning stage. Oh boy.

Any parties who might have any words of warning or helpful thoughts are appreciated.