Quote:
Originally Posted by Ler0y Jenkins
I applied for the card a couple of days ago but was unable to get instant credit (I have no idea why since I have great credit). They said I would be receiving something in the mail. I have no idea what that means for any potential credit.
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If you ever reported a possible identity theft problem or asked any of the credit reporting agencies to put a hold on your credit file, then it is almost impossible to get instant credit regardless of your creditworthiness.