Quote:
Originally Posted by kindlekitten
well, I've been bank hacked. nothing online, just capturing the digits at the point of sale. first raised eyebrow was a sale of over $400 at a truck stop in Ohio, then a similar one in Iowa. the thousand in checking is gone, the 10k in savings is gone. in theory it will all come back, but when? I have to leave this account open until the investigation is complete, then will leave a small amount in as it is a local bank and finally switch everything over to USAA which I've been trying to do for years. the amount of payments that you don't always think about like the "good to go" toll pass, norton, things like that are staggering, even op top of normal ones like mortgage and utilities. I have $200 cash and my USAA low balance credit card. it couldn't happen at a worse time, I need dog and cat food, that's over 100, horse feed, gas, realtor fees, and oh yeah. people food. when will we chip our cards like is done in Europe to stop this crap?
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KK:
Truly dreadful. I know what it feels like to have zero money due to someone else's evil deed--I wasn't bank hacked, per se, but this year, the IRS seized (
UNLAWFULLY, I'm not just saying that) a boatload of money, clearing out every penny I had in "current" money (checking, business checking, local savings, that type of thing), with payroll due at the end of that week.
I never owed them the money; they'd misplaced (MISPLACED!!!) a very large payment of quarterly taxes that I'd sent them, on time, in 2012. I'd been telling them I'd paid it for 18 months, sent them copies of the checks, everything--and
they seized the money anyway.
As it turns out, I finally found a real, live, sympathetic IRS person to speak to, who DID track down the money, so I got it back, but
I know what a terrifying thing it is to have zero available money at-hand. And dependent mouths to feed, too.
I truly feel for you.
The DH was once identity-thieved, but (unlike you) humorously. Apparently his identity was only worth $0.99, because his identity was only used to buy some tween-age music on iTunes. Seriously: one song. The trouble it caused in "fixing" it was more aggro than the $0.99.
What do the banks and cops say? Any time frames for restoring the dough, other than "eventually?"
Hitch