Quote:
Originally Posted by Blossom
I lost my credit card for buying too many books at Kobo thanks to World Pay. They closed it and I didn't even get my money that was left on it back. I got a new one now and very careful not too make to many transactions.
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That doesn't sound like a credit card, or at least sounds like something prepaid. By the very nature of a credit card you don't have money on it. I charge stuff and then pay for it when I get the bill. So I never have money on the card, and usually owe the card issuer money.
For this card I rarely use it, so the balance is typically zero. It gets the occasional large charges when I travel or buy stuff internationally, as my Amex charges foreign currency fees and the M/C doesn't. However my Amex is used for my business and often has large balances on it. I doubt they'd cancel that over small charges, as I've been charging $10-$40k/month on it since 2001. I've made them a pretty penny over the years.
If this card should get canceled then c'est la vie. I'll just get another one. While this card doesn't see heavy usage I've had it for almost 20 years, so again I doubt they'll cancel over 14 charges less than $1. I'm positive the Amex won't cancel over the 20+ charges less than $1 I made on the US site.
Addendum: Amex was however afraid of fraud, and I had an email to sign on to my account due to all the Kobo charges. Once I confirmed they were mine, all was well. The funniest thing was they didn't approve a bunch of the charges, but Kobo still let them go through and I had already downloaded all the books before I even saw the email. Now to see if Kobo figures it out and resubmits as they're supposed to.