I don't often 'see' the action but I do sometimes see the people, Tartt's Secret History, Buddy was Philip Seymore Hoffman so strongly that I thought he'd actually played him, as a young man. Then I realised the timing was out so he couldn't have. It was almost hallucinatory. I was so sure.
Otherwise the words just pour out and bypass a visual stage, or just don't go through one. I tend to prefer books that play with words and tone and language more than paint pictures, something I hadn't thought of before
Cool poll, thanks. Everyone's answers are really intriguing.