Quote:
Originally Posted by wawasteele
This is so true. We have one credit card that is our main one, that we pay off monthly. We use it instead of paying with an ATM card. We have heard that with a credit card the most we can be liable for is $50 of unauthorized charges, but an ATM card can get access to our bank account. However, we still always have a 2nd credit card with us, just in case of some problem, like the Target mess.
Once we had our main one declined because we had too many charges out of our normal area. When I could finally call about it, they said it was for security reasons. They suggested that if we were traveling, it's a good thing to let them know in advance. I sure didn't know that before.
|
I have two cards and pay them both off every month. I never run a balance. I charge everything I can, all the way from groceries to utility bills, so I can build up those reward points. That money then goes into my gadget fund.
On Black Friday, my card is routinely blocked; and this year was no different. A phone call clears it up and the charge goes through.