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I've always associated algorithms with computer programs and assumed they give a set solution to a given set of inputs based on how the individual program is written. Like with a spreadsheet program for example. If you type in different amounts of funds (for bills & deposits) and tell it to add or subtract one variable from another it adds up the amounts and tells you how much money you have left. Other algorithms no doubt come into play when you purchase something either online or at a local store.
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