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I doubt very much that there's a development disorder involved, but as the author has been participating in this thread, perhaps he can respond to that.
I zoomed in on the word "insist" myself, but it may be that we're placing too much importance on the use of that word in this case; that the author's concern about the default stance in the contract was actually the main point and the word "insist" was an exaggerated expression of that concern.
If you were not accustomed to contract language you might read something a bit more sinister in the existence of the clause than others. I think from there, it's quite possible to see the word "insist" as an overstatement used for effect.
I'm sure people can appreciate the occasional urge to use much more definitive language than may be applicable to make a point. It's prevalent enough, at least to my eyes.
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