On second thought maybe not.... I had to create an account at my library and when I try to download it wants me to pay zinio. I also found the Zinio reader for PC and downloaded but it wants me to log in to my zinio account which apparently is separate from the library zinio account....
almost as confusing as Adobe Epubs.
ah wait.....nevermind....I think I got it. I had to create both a library zinio account and a zinio-zinio account....
I think it's working....