I have only skimmed this thread (archived it to read at home at my leisure), and even before I read Hitch's post, I intended to vote for "Life + 20", to go on the assumption that a writer who dies early and unexpectedly might have minor children who need support until they reach their majority.
"Bind not the mouths of the kine that tread the grain." Writers, much like anyone else, surely need to feel that they are supporting their loved ones, and to know that that support can continue after their death. Take away that incentive, and things will get interesting (as in, may you live in interesting times.)
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