I have 2 Kobo accounts, each with their own email address, and each with name and address etc fields completed.
The country can vary depending on which country I choose to tick off on the occasions that I price check Kobo's sale price in different countries; or when I change countries because of geo restrictions.
However, and this is the important point, my credit card info is always accurate.
All legal conduct and behaviour in Australia, where I sit and use my Kobo accounts from.