Now I have the old layout back after logging back in! PayPal is there. Kobo is starting to remind me of Amazon. Remember when sometimes you would log in you would get the new style and sometimes when you log in you would get the old style before it completely switched over. I believe this is what's happening and I am happy to hear you are getting the new one with PayPal. Kobo must have seen my thread in the Kobo forum and fixed it!