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This is actually a question that comes up regularly here on mobile-read. (Try searching on "Format shifting" or "copyright" or "piracy".) In short, downloading an unauthorized copy of a copyrighted work is not legal in the US, nor, as far as I know, in the EU, whether or not you own the original work in print (nor is it legal in the US to download an MP3 file of a song you own on CD). However, a publishing house would be very unlikely to come after an individual in a case like this. Even the RIAA tends to go after uploaders, not downloaders.
Regarding the hypothetical situations above, I would recommend keeping the hard copy of your content in some form if you scan OR download. For paperbacks, it might be enough to keep the front cover, as a paperback can't legally be sold without the front cover in the US (due to the policy of bookstores stripping the front covers and returning them to the publisher for full credit, then pulping the rest of the book).Filing the libretto of the CD might be sufficient, in the case of music. It would at least show you'd made a good-faith attempt to keep a record of your ownership of the content.
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