I use SquareTrade not that I need it but I read on the Kindle Boards those that have and it's a pretty painless process to file a claim.
The ADH plan is a must have for me. I have one for Samsung Galaxy Player 5. Good thing too Samsung is not honoring it's warranty now they've discontinued it.
I can't see getting one for a K4 though. I had one for my K3 but I paid $189 for it.
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