Quote:
Originally Posted by bla
No I didn't "eject" the concepts of "mount" dismount"... Eject" etc are foreign to windoze XP home edition.. I did make sure that all copy operations were complete 
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You're wrong on that. You still have to eject the reader or any other device for that matter before just pulling the plug. You screwed up the reader by not doing so.
It's been a while since I've used XP so I had to look it up but you do have to eject/Safely Remove Hardware and here's a Microsoft link to show you how.
Safely Remove Hardware on Windows XP
And here's a YouTube video showing how to add them to the taskbar
Fixing Taskbar to Show Safe Removal Icon
Or barring any of that, just go to Windows Explorer, find the drive, right click and select eject as l_macd already stated.