That's awful! I'm thankful that Georgia has
PINES. No fees and so far I haven't run into any restrictions. I log into my account, find a book I want, and put it on hold. There are about 275 libraries in the system so I've got a pretty good selection and it shows up at my library in a week or so. I can even renew a "loaned" books the same way I do for a book belonging to my library. There's no special book return procedure. All of the books have a barcode so it's pretty easy for the library staff to figure out if the book needs to be returned to another library.
Dreamer