With those requirements, a Kobo Glo would be good: good frontlight, micro SD card, takes just about any format, sideloading from calibre works well (well I think so, but I might be biased), reasonably configurable, shop can be ignored but is OK to use.
From what I've seen, I think people prefer the Kobo Glo over the equivalent Nook. From the people around with both a Paperwhite and a Glo, it seems to be fairly even which is preferred.
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