Quote:
Originally Posted by ApK
No. Not any more than if her local one-branch bank had locked her out of her account, or out of her safe deposit box.
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Exactly. Or if your credit card is shut off for detection of fraudulent activity (which you then clear up three days later, on Monday).
It is inconvenient and I would prefer it not take so long (and with most credit card issues, they do now have it down to a very short period or just a phone call), but I can see why it is necessary. Then again, many, many years ago I had my ATM card stolen (which I reported, along with credit cards in the wallet) and my bank accounts cleared out because the account was not locked when I called (on a Friday evening). Took months to straighten out and multiple, physical trips to the bank.