Quote:
Originally Posted by DarkScribe
We have many online contracts here also, but they are very clear in context - no fine print. You have to tick every box. For instance I registered a new company recently, I did it online, but before it was filed and accepted, I had to fill in and return the written contract that was mailed to me. Until then it was tentative. I can do things like renew my driving or boating licence online, but when the hard copy arrives it includes a "If you did not authorise this..." covering letter. As a part of doing many of these things online you are required to fill in details pertaining to personal data that most others would not know. Many services require you to provide the answers to several questions, plus a code word which must be used before they accept an online or telephone transaction. You are always offered the opportunity to opt out. We have a ten day "Cooling Off Period" by law. You can always change your mind, even on things like signing up for a new phone contract, or purchasing something on credit.
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Well in Canada we have a cooling off period with the government in that you can always turn yourself in before they catch you if you are defrauding them.
They do ask for your mother's maiden name, but that is easy to find out by all but the most simple, and Afaik they don't actually check to see if it is correct, and only get antsy if you try and change the spelling etc. as long as it is the same as the first time you enter it when dealing with the particular government agency.
Also it is incredibly easy to get thius information for others even if you have no desire to have it.
I work in a remote northern community in the summer and several people (more than 10) have asked me to set up a Service Canada Account for them. I do and tell them to change the password immediately. Two did, one to his wifes name and one to her oldest child's name. I know this because they were having trouble logging on and they told me. Several left it unchanged I assume as the following year or later, I was asked "Oh yeah, what was the password you gave me?".
Anyway Australia may be more secure today but expediency could change that in a wink.
Helen