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Perhaps a little more structure would be useful? I really dislike the "you said" "no, you said" discussions.
One of the main questions is, is being an author (musician/screenwriter/...) a special kind of profession or do normal job reasonings apply? This is independent of how the working conditions are enforced.
If writing is a normal job, then why should a wife receive income once the husband is dead (or vice versa)? After all, if you're a banker and you die, your wife also doesn't continue to receive your income. That's where personal wealth, possible insurances and the social system comes in.
Why should writing be an exception?
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