Ultimately you guys will do what you want, but I would not tackle something this big now, even if your fiance thinks it is a great idea. I'm betting that previous efforts in this area with the child have created a bit of resistance. Have fun with her, get her to really like you, and then see if she will do something she thinks is unpleasant or hard with you later.
She may have a learning disability, as others have mentioned. You can make herculean efforts, but if she has to learn in a particular way and you don't know what that might be, you may inadvertently create a problem that is bigger than whatever she needs to do to become a competent reader.
I read at 3. My brother learned to read in kindergarten. Sometimes kids just aren't ready when we think they *should* be.
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