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you know, just 'cause your card was only recently used doesn't mean that someone didn't have the number for a while. a friend of mine had a card number stolen, only the folks that used the card waited for months to use it so it wouldn't look like they did it.
also it's pretty common that a particular spyware can only be caught by 1 or 2 antivirus/antimaleware programs - the rest just don't seem to see it. some very well known antiviruses seem to be the least likely to catch them, too.
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