Quote:
Originally Posted by wizwor
beej, it doesn't matter who you think compromised your card or even, in fact, who did. The fact is that you are vulnerable even if you NEVER use a credit card. It's trivial to collect enough information about you to qualify for a credit card and someone paying the minimum due can rack up a lot of debt before you ever find out.
It's only a little worse if you have bank accounts (they can steal your money plus your credit rating). The good news is that everyone knows this and the banks would go out of business if we all just used cash, so they take all of the responsibility in most cases.
Don't drive yourself crazy trying to figure this out. Use reasonable care and let the lenders worry about the rest.
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Thank you Wizwor and iPatty. I tend to think I have to take control of something when in reality, it's totally out of my hands.
