[QUOTE=beej231;2067962How patient do you think the bank will be if it happens again and they already warned me?[/QUOTE]
This happens to me, on average, about once every 1.5 yrs (and it always seems to be WalMart where the card is used!)... never once has the bank warned me to do/not do anything, and with $0 liability I continue to use a CC without fear... something about your story isn't smelling right.
I've noticed a significant number of threads started by people who come in claiming to be completely innocent parties (lost CC, locked out of accounts, etc) and then warn us not to deal with Amazon. It almost starts to feel like a concerted effort, a conspira-- oh, wait... I'm starting to sound like those posters.