You can also select different lending periods, 7, 14, or 21 days. If you read fairly fast you don't have to choose 21...
You may find someone who doesn't use their card for ebooks, only uses it for paper books. Those wouldn't enter into the totals checked out. My sister-in-law didn't have an ereader so I got to check out whatever I wanted (up to 5 of course).
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