Quote:
Originally Posted by teh603
Its not even PayPal's, though. Its the banks that PayPal works with who have imposed that standard.
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Many banks have tagged all "adult" content as "high risk." (They often don't define "adult" content, except to say that it's got something to do with sex.) Some of them tag any digital transactions as "high risk." None of them define exactly *which* kinds of adult content they will, or will not, do business with.
Some organizations won't do business with "pornography," which they don't define. Amazon, for example, doesn't allow "pornography" in its KDP program... but they allow both romance & erotica. They don't say what it is they don't allow.
Banks don't do business with obscene content (which is not illegal
per se, but doesn't have 1st amendment protection and therefore can be illegal) or illegal content, but that's not the same as "don't allow books depicting illegal acts," or, as has been noted, there would be no murder mysteries.
These specific categories are PayPal's invention, not an attempt to comply with bank rules.