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And this is why it makes sense for people to back up their electronic content on their computer and not trust it to Amazons cloud. You can download all of your e-books to your computer pretty easily. I imagine you can do the same for videos and MP3s but I don't know for certain because I have not bought any of that from Amazon.
If something does happen to your account, it is hacked or locked out for some reason, you have the books on your computer and you are good to go. At least, you have them to sideload back on to your Kindle. It also gives you options if you want to take advantage of them.
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