What with the various races involved, things are becoming disturbingly like that story by H.G. Wells.
I direct everyone to that really fun essay by Mr. Charles Lamb, "
The Two Races of Men." Note that the Men Who Lend are inferior to that "Great Race," the Men Who Borrow. (Mr. Lamb didn't speak of women due to the gender synechdoche of that time being considered inclusive.)
And just so you know, DT: My comment about your reading habits was facetious.
Just trying to interject humor into what threatens to become a tug of war between people who seem believe the rope they're pulling is alternately (1) a handful of stretchable shaving cream and (2) reconstituted duck entrails which impart thirty-seven minutes' temporary immortality to the final owner.