Quote:
Originally Posted by Ashjuk
I use PayPal frequently and to date I have only ever had one problem with goods that did not arrive.
They were purchased from an eBay seller with a good reputation. But despite this I did not receive a single reply to all the messages I sent via eBay asking where the goods were.
I lodged a claim with PayPal, who themselves did not receive a reply from the seller, to no avail, they just washed their hands of it by saying there were no funds in the seller's account.
So whilst I still continue to use PayPay I have no confidence whatsoever in their so called 'protection'.
For expensive items I always use a credit card to pay. In the event of non-delivery etc. the card issuer is legally responsible to refund you in full. Technically you are buying the goods from the card issuer and not the seller.
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Which is why you should tie your PayPal account to a credit card and not to your bank account as PayPal keeps trying to get me to do. If there's fraud, your credit card can provide an extra level of protection, which your bank account does not.