WBW, you might want to browse the web sites of professional writing organisations in your genre. I'm not sure about Romance Writers of America or Mystery Writers of America, but I know the Science Fiction and Fantasy Writers of America has an entire section of the web site devoted to helping new writers get oriented.
Although it's definitely possible to go straight to e-publication and do well financially, I submit that the painful submission/rejection process of traditional publishing still has value. Traditional publishers are still the only reliable way to get books in bookstores, for example. And a (good) traditional publisher can provide much better publicity than a single author working alone.
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