I have mixed feelings here on one side I agree with Harry on another I agree with you.
I've had 'ring tone charges' applied to my phone bill which will not be removed by the carrier. The carriers claim is my child purchased ring tones via sms services, of course my children have no recollection of this purchase. The only thing I can do is pay the bill and lockdown the phone services.
Here it is a similar case except the purchase was made from an app you installed. The app is free but they make their money via ads and in app purchases.
I'm sure you would not have made those accidental purchases, but your daughter was not wiser to those charge. In the end the system does not know who the operator is.
Apple has lost a class action law suit earlier this year because it did allow minor to charge an unreasonable amount of fees.
The lesson is there is no perfect system all business are out to make money some less forthright than others as adults we have to be vigilant all the time. And also share this kind of knowledge like you are doing so.
Good luck and please keep us posted.
Also another recourse is to leave this feedback on the apps review page
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