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Check out SquareTrade for your warranty. I was able to get 3 year protection including accidental damage for $39 USD. Google for promotional codes in case you can get a discount, which is what I did. I haven't had to cash in on the policy yet, but I've heard very good things about SquareTrade for warranties. BestBuy, where I bought my first reader, wanted $70 for a 2 year policy (and not sure now if it included accidental damage or not). Sony's pricing was the same as BestBuy, so I saved quite a bit with SquareTrade.
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