Not contradicting anything said so far ... just adding Canadian confirmation.
There are "lots" of Penguin titles as Adobe DRM ePub available online using Overdrive and connecting to, say, a Kobo Touch or directly over-the-air to a Kobo Vox from the Toronto Public Library.
Of course, there are no Amazon Kindle titles, as library loans from Overdrive, as none are available outside the US.
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