Very true. But I'm still one who likes to be extra cautious. I've seen some pretty crazy stuff happen to things before, even things deemed impossible to destroy, so having even a copy of your published works in physical form is a good idea from my viewpoint. As for creating hard copies of your works in progress, you probably only need to do that every couple of months for active projects. If an unfinished project becomes inactive for any reason, and will remain so for some time, it's usually a good idea to do a hard copy snapshot and stuff it away somewhere, and then more or less forget about it until you start working on it again.
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