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In modern usage I've seen churched meaning someone who was raised as a member of a church/attends regularly currently. Likewise I've seen unchurched to mean people who are not members/not raised as members of a church. However, in both cases it's an adjective.
In the US a college is a degree granting organization that offers Associates (sometimes) and Bachelors (always) Degree.
Universities offer 'post grad' degrees of Masters and Doctorates. However, Universities can also offer Bachelors and Associates degrees. Universities often have (like in the UK) a collection of Colleges offering different specializations.
For example: Harvard University is made up of Harvard College, Radcliffe College, and Harvard University. It offers everything but an Associate degree. (I think, might be wrong about that.) But only the colleges offer the Bachelors degrees, while the Uni offers Masters and Doctorates.
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